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Favored Line Of Credit _

Favored Line Of Credit

Community Bank’s Preferred personal credit line is a variable-rate, unsecured loan which can be used for overdraft protection or for basic purposes.

This loan gives you:

  • Freedom of the reusable personal credit line with check writing privileges
  • Loan amount between $2,500 and $10,000
  • $30.00 fee that is annual
  • Life insurance coverage readily available for this kind of loan
  • Automated re re re payment draft available from a banking account

Personal Installment Loan

Community Bank’s unsecured loan is really a fixed-rate loan that is often useful for basic purposes or debt consolidating.

This kind of loan offers:

  • Loan quantities between $3,000 and $10,000
  • Terms from 24-months to 60-months
  • Re re Payments are a hard and fast amount that is monthly the life span for the loan
  • Financial obligation Cancelation Protection can be obtained with this kind loan
  • Automated re re payment draft offered by a banking account

Automotive Loans

Community Bank provides automotive loans through our branch places.

These loans offer:

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  • A fixed-rate, secured loan for the purchase of a fresh or utilized automobile
  • Terms with this kind of loan:
    • 36-66 months for a vehicle that is new
    • 24-48 months for the utilized automobile
  • Re Payments are a hard and fast month-to-month quantity for the life span of this loan
  • Debt Cancelation Protection can be obtained because of this kind loan
  • Automobile insurance is necessary
  • Automated re re payment draft available from a banking account

Residence Equity Installment Loans

Community Bank features a range Residence Equity Loans which can be tailor-made for each situation. Regardless if you are seeking to lock a rate in or perhaps you want to have the flexibleness to write yours loan with the equity at home, Community Bank has got the solution you are interested in.

Residence Equity Installment Loan

Our Residence Equity Installment Loan is a fixed-rate, secured loan which is used for basic purposes.

This Residence Equity item provides:

  • No pre-payment penalty
  • A primary or lien that is second much of your residence
  • Loan amounts from $15,000 to $100,000 with as much as 80per cent Loan to Value funding available
  • Terms are fixed for 10 or fifteen years
  • Monthly obligations are fixed when it comes to lifetime of the loan
  • Automated re payment draft offered by a bank-account
  • Home insurance coverage is necessary
  • Financial obligation Cancelation Protection can be obtained with this kind loan
  • Escrow is available
  • $349 Origination Fee

For a much greater savings, you can expect a bi-weekly repayment choice enabling one to spend your loan every fourteen days leading to considerable interest cost savings throughout the life of the loan. Bi-weekly re payments should be drafted from a free account.

Residence Equity Very Very Very First

Community Bank’s Residence Equity First is just a fixed-rate loan guaranteed with a primary home loan in your residence that provides reduced prices and longer terms than the usual home equity program that is conventional. With a residential area Bank Residence Equity First, it’s possible to have the necessary capital to achieve your objectives. Take pleasure in the spending energy you’ll need, flake out knowing your price as well as your monthly premiums are fixed, and possibly take advantage of a deduction at taxation time, be sure to contact your taxation consultant. With rates in the increase, now could be the time for you do something!

This Residence Equity item provides:

  • No penalty that is pre-payment
  • Loan amounts $15,000 to $200,000
  • No points
  • A primary lien for a main residence
  • Automatic re payment draft offered by a banking account
  • Loan is at the mercy of credit approval
  • Home insurance coverage is needed
  • Financial obligation Protection can be acquired with this kind loan
  • Escrow is available

For a much better cost savings, you can expect a bi-weekly repayment choice which allows you to definitely spend your loan every fourteen days leading to considerable interest cost savings throughout the life of one’s loan. Bi-weekly re re payments should be drafted from a merchant account.

RESIDENCE EQUITY VERY VERY FIRST – DISCLOSURE

10 term – APR* 3.50 year%

*APR – Apr. Other terms and prices available. Minimal loan quantity is $15,000. At 3.50% APR, the payment routine with this loan kind could be $9.89 per $1,000 lent. Re Payments don’t add taxes and insurance coverage (if applicable). The actual repayment responsibility can be greater. This loan kind calls for a primary home loan in your current individual residence. Loan is at the mercy of credit approval. Home insurance coverage is needed. Ask Banker for details. This offer may be modified or discontinued without previous notice.

Prime Equity Personal Credit Line

A property equity line of credit, Community Bank’s Prime Equity credit line supplies a adjustable interest straight linked with the Wall Street Journal Prime price.

This Residence Equity item provides:

  • An initial or 2nd lien on a main residence
  • Loan amounts from $10,000 to $100,000 with as much as 80per cent Loan to Value financing available
  • The flexibleness of the reusable personal credit line with check writing privileges
  • Term life insurance can be acquired because of this form of loan
  • Home insurance coverage required
  • Automated re payment draft available from bank account
  • An early on fee that is close the quantity of $350 is going to be examined in the event that account is shut within 3 years through the date of application
  • An maintenance that is annual in the total amount of $45.00 is supposed to be evaluated

Residence Mortgages

By having a variety that is wide of home loan services and products to select from, Community Bank can fulfill your every need.

To go over your home loan requirements, you may possibly call the Mortgage Originator in your town at among the figures given below:

Workplace
E-mail

Lisa Clore, Senior Vice President & Director of Mortgage Lending NMLS# 506221

Melissa Pieczynski, Mortgage Originator NMLS#1030415

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